Should you sell your settlement?

What will you do when someone approaches you to purchase your structured settlement from a personal injury?

Selling Your Settlement

What is your settlement worth?

Structured settlement pay-ments, annuity payments and prize winnings paid in the future can be accelerated via court order transfer for a lump sum of cash today...read more

Know the tax rules

The tax rules are different for sales of court settlements and for other types of sales. For example, the seller of a court ordered annuity generally is not taxed. However, the seller of life insurance in a life settlement will pay taxes on a portion of the sale proceeds...read more

Resources for Selling your Structured Settlement, Annuity or Life Insurance

picWhethey you have been approached by someone interested purchasing your stream of income or insurance policy in exchange for dollars today, or if you're just interested in how the process works, here are helpful resources on the Web to give you information you need. You can only make good decisions with good information. Please consider these resources as a starting point only, since you will only get one shot at getting this right. The companies and investors who purchase your stream of income (whether is it from a structured settlement, life insurance, annuity, or lotter winnings) are experts at this. You should always get good legal and tax advice from an experienced professional before agreeing to any sale.

 

Life Settlements (Sale of Life Insurance)

The Secondary Market for Life Insurance - Morningstar- aol.com.

An industry insider's look at Life Settlements, providing trends and analysis helpful for consumers as well as professionals. Notes that an active secondary market increases the value of insurance policies to policyholders, and the types of policies purchased as well as insurance industry responses...read more

 

Structured Settlement Purchases

In depth discussion of the Structured Settlement purchase transaction - Wikipedia.com.

Article describes important concepts of structured settlement factoring transactions, including the discount rates used to value the settlement when calculating the purchase price, and a link showing all states with laws regulating the transfer of structured settlements...read more

 

Blogs

Structured Settlements 4 real-John Darer.

All about structured settlements and planning, with commentary and current events written to improve the industry standards and consumer awareness...read more